IndianFinanceHub Research Team A common misconception among loan applicants in India is that a good CIBIL score guarantees loan approval. In reality, banks frequently reject loan applications despite a healthy credit score. This …
When borrowers apply for a loan, most focus only on income and credit score. However, from a banker’s perspective, loan approval depends equally on repayment capacity, not just willingness to …
Among financial planning tools, the EMI calculator is one of the most widely used and essential instruments for borrowers in India. An EMI calculator helps borrowers estimate their monthly repayment …
For many Indian borrowers, a sudden fall in their CIBIL score comes as a shock. Salaried professionals and self-employed individuals often approach banks and NBFCs with confidence—stable income, long banking …
When you apply for a loan in India—whether a personal loan, home loan, or car loan—the first and most critical step is loan eligibility assessment, which happens immediately after basic …
In India’s formal lending ecosystem, a CIBIL score is not just a number—it is a credit risk indicator used by banks, NBFCs, and financial institutions to assess borrower reliability. Almost …