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Clear guides on Indian banking systems, banking instruments, products, bank accounts, deposits, charges, and customer rights explained in simple terms.

Difference Between Public and Private Sector Banks in India – Data, RBI Structure & Banking Reality

February 3, 2026January 27, 2026 by IndianFinanceHub Research Team

The debate around public sector banks vs private sector banks in India is not new. Questions such as “Which bank is safer?”, “Which bank earns more profit?”, “Where do more …

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How Indian Banks Assess Credit Risk: Internal Scoring Explained

February 3, 2026January 16, 2026 by IndianFinanceHub Research Team

Introduction When a loan application is submitted, many borrowers believe that approval depends mainly on CIBIL score, income, and EMI eligibility. In reality, these are only surface-level indicators. Behind every …

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Bank vs NBFC Loans: Approval Logic, Interest Rates & Risk Explained

February 4, 2026January 15, 2026 by IndianFinanceHub Research Team

Borrowers in India often face a common dilemma: Should I take a loan from a bank or from an NBFC? While both offer similar loan products—personal loans, business loans, vehicle …

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Latest Post

  • Personal Loan vs. Credit Card EMI: Which is Cheaper for Indian Borrowers?
  • Difference Between Public and Private Sector Banks in India – Data, RBI Structure & Banking Reality
  • Emergency Fund Planning for Indian Families
  • Secured Credit Cards Explained: Features, Limits & Eligibility in India
  • Best Credit Cards for Low CIBIL Score in India (Banker-Approved Guide)

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