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Understand how credit cards work in India, billing cycles, charges, rewards, and responsible usage to avoid debt.

Secured Credit Cards Explained: Features, Limits & Eligibility in India

February 3, 2026January 18, 2026 by IndianFinanceHub Research Team

Introduction For many Indian borrowers, the term “secured credit card” is misunderstood. Some assume it is a prepaid card, others think it is meant only for people rejected by banks, …

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Best Credit Cards for Low CIBIL Score in India (Banker-Approved Guide)

February 3, 2026January 18, 2026 by IndianFinanceHub Research Team

Introduction Getting a credit card in India with a low CIBIL score can be challenging. Many applicants with scores below 700 face repeated rejections, even when they have stable income …

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  • Personal Loan vs. Credit Card EMI: Which is Cheaper for Indian Borrowers?
  • Difference Between Public and Private Sector Banks in India – Data, RBI Structure & Banking Reality
  • Emergency Fund Planning for Indian Families
  • Secured Credit Cards Explained: Features, Limits & Eligibility in India
  • Best Credit Cards for Low CIBIL Score in India (Banker-Approved Guide)

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