How to Improve CIBIL Score from 600 to 750 in India
CIBIL score of around 600 places a borrower in a cautious to high-risk category for most Indian banks and NBFCs. While credit may still be available, approvals usually come with …
Credit Score
Learn how credit scores work in India, including CIBIL score calculation, credit reports, and practical tips to improve your creditworthiness.
Minimum CIBIL Score Required for Different Loans in India
In India, the term “minimum CIBIL score” is often misunderstood. Many borrowers believe that banks follow a single fixed score cut-off for loan approval. In reality, minimum CIBIL score requirements …
Why Your CIBIL Score Drops Suddenly in India: Real Reasons Banks Check
For many Indian borrowers, a sudden fall in their CIBIL score comes as a shock. Salaried professionals and self-employed individuals often approach banks and NBFCs with confidence—stable income, long banking …
What is CIBIL Score and How It Works in Indian Bank and NBFCs?
In India’s formal lending ecosystem, a CIBIL score is not just a number—it is a credit risk indicator used by banks, NBFCs, and financial institutions to assess borrower reliability. Almost …