Emergency Fund Planning for Indian Families
An emergency fund is not a luxury—it is a financial safety system. For Indian families, unexpected events such as medical emergencies, job loss, business slowdown, or sudden household expenses can …
Personal Finance
Practical personal finance education covering savings, interest, budgeting,SIP,investment and smart money decisions for Indian households.
How Much EMI Is Safe for Your Salary? (RBI & Banking Perspective)
One of the most common financial mistakes Indian borrowers make is assuming that maximum eligible EMI equals safe EMI. In reality, banks approve loans based on upper risk limits, while …